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The impact of VSLAs in Uganda

VSA Uganda mother and child

Measuring the impacts of Village Savings and Loans Associations in Uganda: Justine Nabadde Mulinde's story from Bukunja, Buikwe District

Justine is 30 and married with 6 children.  She has been in the VSLA network since 2011.  Although she had income generating activities before joining the network, the VSLA has allowed her to expand her many activities which include rearing chickens, pigs, goats, milk cows, and growing coffee, vanilla, plantains and cassava.

Before the VSLA, she saved UGX 30,000 (USD 12) per month; she now saves UGX 100,000 (USD 40). Her weekly savings are entirely generated from her chapatti business. In addition to the activities mentioned, she has also bought a piece of land on which she plans to build rental units. She is grateful that she is able to borrow for business expansion, without collateral.

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